Thursday, May 12, 2011

Things You Shouldn't Do During a Recession

provided by Investopedia
In a very sluggish economy or a recession people should generally try to watch their spending and not take any undue risks that might put their future financial goals in jeopardy. There are several types of risks that everyone should avoid during a recession. Let's look at some of the most common mistakes people make and how to avoid them.
1. Becoming a Cosigner
Cosigning a loan can be a very risky thing to do even in flush economic times. After all, if the individual taking the loan doesn't make the scheduled payments, the cosigner could well be asked to make them.
However, during an economic downturn the risks associated with cosigning a note could be even greater as the person may be at greater risk of losing his or her job and the means to pay down the loan. Also, the cosigner is more likely to land in the unemployment line as well.
With all that in mind, there are times when you may find it necessary to cosign for a family member or close friend regardless of what's happening in the economy. In such cases, it pays to have some money set aside as a cushion.
2. Getting Into an Adjustable-Rate Mortgage
When purchasing a home, some individuals may choose to take out an adjustable rate mortgage (ARM). In some cases, this move might make sense. After all, as long as interest rates are low, the monthly payment will be low as well.
However, what if the individual were to be laid off and interest rates were to rise as the recession or slowdown started to abate? As rates rise, the monthly payment may go up. In such a case, the homeowner may find it extremely difficult to come up with the money to make the payments. Keep in mind that late payments or non-payment can have an adverse impact on the individual's credit rating, which can in turn make it more difficult for them to obtain a loan at a future date.
3. Adding Debt
Taking on new debt (such as a car loan, home loan or similar obligation) may not be a problem in good times if the individual makes enough money to cover the monthly payments and still has extra funds to live on and to save for retirement. However, what happens if the individual's livelihood is adversely affected in the midst of the economic turmoil? What happens if the borrower is laid off?
In many cases, recently laid off individuals may have to take jobs that pay less than their previous salaries just to make ends meet and to keep money coming in the door. Unfortunately, the new income may not be anywhere near the amount they had previously earned. When this happens, savings can quickly dwindle away.
In short, if you're considering adding monthly payments/debts to your financial equation, understand that this could complicate your financial situation if you are laid off or have your income cut for some reason. Taking on new debt in a recessionary environment is risky, and should be approached with caution.
Remember, over leveraging yourself at any point can lead to financial setbacks. This can prevent you from achieving your longer-term financial objectives. In a worst-case scenario, it could even contribute to bankruptcy.
4. Taking Your Job for Granted
During an economic slowdown, it's important to understand that corporations, even large ones, may be under financial pressure. And when that happens, many companies will try to reduce expenses any way they can. In some instances, that may mean scaling back on company functions such as holiday parties, but in other cases, companies may cut the dividends they pay, and sometimes companies will cut jobs as a means of saving money.
Job cuts are targeted by many companies that are struggling because the cost of keeping an employee on board can be huge. Think about it. Sometimes in addition to salary, the employer may also have to contribute to healthcare costs and/or make retirement contributions.
Because the employment situation during a recession may be so fragile, employees should generally try to do all they can to make sure their employer has a favorable opinion of them. This may mean coming to work early, staying late and of course doing top-notch work at all times. While there is no guarantee this will save your job, it could make you important enough to your company to ensure you're kept on the payroll.
5. Taking Risks With Investments
Business owners should always be thinking about the future. They should always be thinking about new and exciting ways to grow their businesses. However, an economic slowdown may not be the best time to make risky bets.
For example, taking on a new loan to add physical floor space or to increase inventory, or otherwise add to the business may sound good. But what if the business was to slow down? Would the business owner or owners have enough left over at the end of the month to pay interest and principal back to the lender on time? Would they have enough left to live on? When making any sort of investment, it is important to be cognizant of the potential risks and rewards associated. This particularly true during a slowdown or a recession.
Bottom Line
Individuals may not need to live a monk's existence during an economic slowdown, but they should pay extra attention to their spending and budgeting, and be wary of taking any unnecessary risks.

Best Practices for Speeding Up Your Web Site

Yahoo has published a set of rules which outlines some of the methods that can be employed to make your website as lean and fast as possible. One of the methods suggested is to compress and minify external CSS and JavaScript files.

Windows Run commands and Shortcuts

Windows XP Run Commands and Short Cuts

How To - Click Start, Click Run and enter the command Click OK
Run commands

Calc - Calculator 
Cfgwiz32 - ISDN Configuration Wizard 
Charmap - Character Map 
Chkdisk - Repair damaged files 
Cleanmgr - Cleans up hard drives 
Clipbrd - Windows Clipboard viewer 
Cmd - Opens a new Command Window (cmd.exe) 
Control - Displays Control Panel 
Dcomcnfg - DCOM user security 
Debug - Assembly language programming tool 
Defrag - Defragmentation tool 
Drwatson - Records programs crash & snapshots 
Dxdiag - DirectX Diagnostic Utility 
Explorer - Windows Explorer 
Fontview - Graphical font viewer 
Ftp - ftp.exe program 
Hostname - Returns Computer's name 
Ipconfig - Displays IP configuration for all network adapters 
Jview - Microsoft Command-line Loader for Java classes 
MMC - Microsoft Management Console 
Msconfig - Configuration to edit startup files 
Msinfo32 - Microsoft System Information Utility 
Nbtstat - Displays stats and current connections using NetBios over TCP/IP 
Netstat - Displays all active network connections 
Nslookup- Returns your local DNS server 
Ping - Sends data to a specified host/IP 
Regedit - registry Editor 
Regsvr32 - register/de-register DLL/OCX/ActiveX 
Regwiz - Reistration wizard 
Sfc /scannow - Sytem File Checker 
Sndrec32 - Sound Recorder
Sndvol32 - Volume control for soundcard 
Sysedit - Edit system startup files (config.sys, autoexec.bat, win.ini, etc.) 
Systeminfo - display various system information in text console 
Taskmgr - Task manager 
Telnet - Telnet program 
Taskkill - kill processes using command line interface 
Tskill - reduced version of Taskkill from Windows XP Home 
Tracert - Traces and displays all paths required to reach an internet host 
Winchat - simple chat program for Windows networks 
Winipcfg - Displays IP configuration 
Management Consoles

certmgr.msc - Certificate Manager 
ciadv.msc - Indexing Service 
compmgmt.msc - Computer management 
devmgmt.msc - Device Manager 
dfrg.msc - Defragment 
diskmgmt.msc - Disk Management 
fsmgmt.msc - Folder Sharing Management 
eventvwr.msc - Event Viewer 
gpedit.msc - Group Policy -XP Pro only 
iis.msc - Internet Information Services 
lusrmgr.msc - Local Users and Groups 
mscorcfg.msc - Net configurations 
ntmsmgr.msc - Removable Storage 
perfmon.msc - Performance Manager 
secpol.msc - Local Security Policy 
services.msc - System Services 
wmimgmt.msc - Windows Management 

access.cpl - Accessibility Options 
hdwwiz.cpl - Add New Hardware Wizard 
appwiz.cpl - dd/Remove Programs 
timedate.cpl - Date and Time Properties 
desk.cpl - Display Properties 
inetcpl.cpl - Internet Properties 
joy.cpl - Joystick Properties 
main.cpl keboard - Keyboard Properties 
main.cpl - Mouse Properties 
ncpa.cpl - Network Connections 
ncpl.cpl - Network Properties 
telephon.cpl - Phone and Modem options 
powercfg.cpl - Power Management 
intl.cpl - Regional settings 
mmsys.cpl sounds - Sound Properties 
mmsys.cpl - Sounds and Audio Device Properties 
sysdm.cpl - System Properties 
nusrmgr.cpl - User settings 
firewall.cpl - Firewall Settings (sp2) 
wscui.cpl - Security Center (sp2)
Windows Environment Commands

%ALLUSERSPROFILE% - Open the All User's Profile 
%HomeDrive% - Opens your home drive e.g. C:\ 
%UserProfile% - Opens you User's Profile 
%temp% Opens - temporary file Folder 
%systemroot% - Opens Windows folder 

Wupdmgr - Takes you to Microsoft Windows Update 
General keyboard shortcuts

CTRL+X (Cut)
CTRL+Z (Undo)
DELETE (Delete) 
SHIFT+DELETE (Delete the selected item permanently without placing the item in the Recycle Bin) 
CTRL while dragging an item (Copy the selected item) 
CTRL+SHIFT while dragging an item (Create a shortcut to the selected item)
F2 key (Rename the selected item)
CTRL+RIGHT ARROW (Move the insertion point to the beginning of the next word) 
CTRL+LEFT ARROW (Move the insertion point to the beginning of the previous word) 
CTRL+DOWN ARROW (Move the insertion point to the beginning of the next paragraph)
CTRL+SHIFT with any of the arrow keys (Highlight a block of text) 
CTRL+UP ARROW (Move the insertion point to the beginning of the previous paragraph)
SHIFT with any of the arrow keys (Select more than one item in a window or on the desktop, or select text in a document) 
CTRL+A (Select all) 
F3 key (Search for a file or a folder) 
ALT+ENTER (View the properties for the selected item) 
ALT+F4 (Close the active item, or quit the active program) 
ALT+ENTER (Display the properties of the selected object) 
ALT+SPACEBAR (Open the shortcut menu for the active window) 
CTRL+F4 (Close the active document in programs that enable you to have multiple documents open simultaneously)
ALT+TAB (Switch between the open items) 
ALT+ESC (Cycle through items in the order that they had been opened) 
F6 key (Cycle through the screen elements in a window or on the desktop) 
F4 key (Display the Address bar list in My Computer or Windows Explorer) 
SHIFT+F10 (Display the shortcut menu for the selected item) 
ALT+SPACEBAR (Display the System menu for the active window) 
CTRL+ESC (Display the Start menu) 
ALT+Underlined letter in a menu name (Display the corresponding menu)
Underlined letter in a command name on an open menu (Perform the corresponding command)
F10 key (Activate the menu bar in the active program)
RIGHT ARROW (Open the next menu to the right, or open a submenu)
LEFT ARROW (Open the next menu to the left, or close a submenu)
F5 key (Update the active window)
BACKSPACE (View the folder one level up in My Computer or Windows Explorer) 
ESC (Cancel the current task)
SHIFT when you insert a CD-ROM into the CD-ROM drive (Prevent the CD-ROM from automatically playing)
CTRL+SHIFT+ESC (Open Task Manager) 
Dialog box keyboard shortcuts

If you press SHIFT+F8 in extended selection list boxes, you enable extended selection mode. In this mode, you can use an arrow key to move a cursor without changing the selection. You can press CTRL+SPACEBAR or SHIFT+SPACEBAR to adjust the selection. To cancel extended selection mode, press SHIFT+F8 again. Extended selection mode cancels itself when you move the focus to another control.

CTRL+TAB (Move forward through the tabs)
CTRL+SHIFT+TAB (Move backward through the tabs)
TAB (Move forward through the options)
SHIFT+TAB (Move backward through the options)
ALT+Underlined letter (Perform the corresponding command or select the corresponding option)
ENTER (Perform the command for the active option or button)
SPACEBAR (Select or clear the check box if the active option is a check box)
Arrow keys (Select a button if the active option is a group of option buttons)
F1 key (Display Help)
F4 key (Display the items in the active list)
BACKSPACE (Open a folder one level up if a folder is selected in the 
Save As orOpen dialog box)  Microsoft natural keyboard shortcuts

Windows Logo+BREAK (Display the 
System Properties dialog box)
Windows Logo+D (Display the desktop)
Windows Logo+M (Minimize all of the windows)
Windows Logo+SHIFT+M (Restore the minimized windows)
Windows Logo+E (Open My Computer)
Windows Logo+F (Search for a file or a folder)
CTRL+Windows Logo+F (Search for computers)
Windows Logo+F1 (Display Windows Help)
Windows Logo+ L (Lock the keyboard)
Windows Logo+R (Open the 
Run dialog box)
Windows Logo+U (Open Utility Manager) 
Accessibility keyboard shortcuts

Right SHIFT for eight seconds (Switch FilterKeys either on or off)
Left ALT+left SHIFT+PRINT SCREEN (Switch High Contrast either on or off)
Left ALT+left SHIFT+NUM LOCK (Switch the MouseKeys either on or off)
SHIFT five times (Switch the StickyKeys either on or off)
NUM LOCK for five seconds (Switch the ToggleKeys either on or off)
Windows Logo +U (Open Utility Manager)
Windows Explorer keyboard shortcuts

END (Display the bottom of the active window)
HOME (Display the top of the active window)
NUM LOCK+Asterisk sign (*) (Display all of the subfolders that are under the selected folder)
NUM LOCK+Plus sign (+) (Display the contents of the selected folder)
NUM LOCK+Minus sign (-) (Collapse the selected folder)
LEFT ARROW (Collapse the current selection if it is expanded, or select the parent folder)
RIGHT ARROW (Display the current selection if it is collapsed, or select the first subfolder)
Shortcut keys for Character Map

After you double-click a character on the grid of characters, you can move through the grid by using the keyboard shortcuts
RIGHT ARROW (Move to the right or to the beginning of the next line)
LEFT ARROW (Move to the left or to the end of the previous line)
UP ARROW (Move up one row)
DOWN ARROW (Move down one row) 
PAGE UP (Move up one screen at a time)
PAGE DOWN (Move down one screen at a time)
HOME (Move to the beginning of the line)
END (Move to the end of the line)
CTRL+HOME (Move to the first character)
CTRL+END (Move to the last character) 
SPACEBAR (Switch between Enlarged and Normal mode when a character is selected)
Microsoft Management Console (MMC) main window keyboard shortcuts 

• CTRL+O (Open a saved console)
CTRL+N (Open a new console)
CTRL+S (Save the open console)
CTRL+M (Add or remove a console item)
CTRL+W (Open a new window) 
F5 key (Update the content of all console windows) 
ALT+SPACEBAR (Display the MMC window menu) 
ALT+F4 (Close the console) • ALT+A (Display the Action menu) 
ALT+V (Display the View menu) 
ALT+F (Display the File menu) 
ALT+O (Display the Favorites menu)
MMC console window keyboard shortcuts

CTRL+P (Print the current page or active pane) 
ALT+Minus sign (-) (Display the window menu for the active console window) 
SHIFT+F10 (Display the Action shortcut menu for the selected item) 
F1 key (Open the Help topic, if any, for the selected item) 
F5 key (Update the content of all console windows) 
CTRL+F10 (Maximize the active console window) 
CTRL+F5 (Restore the active console window) 
ALT+ENTER (Display the 
Properties dialog box, if any, for the selected item) 
F2 key (Rename the selected item) 
CTRL+F4 (Close the active console window. When a console has only one console window, this shortcut closes the console)
Remote desktop connection navigation

CTRL+ALT+END (Open the Microsoft Windows NT 
Security dialog box) 
ALT+PAGE UP (Switch between programs from left to right) 
ALT+PAGE DOWN (Switch between programs from right to left)
ALT+INSERT (Cycle through the programs in most recently used order) 
ALT+HOME (Display the Start menu) 
CTRL+ALT+BREAK (Switch the client computer between a window and a full screen) 
ALT+DELETE (Display the Windows menu) 
CTRL+ALT+Minus sign (-) (Place a snapshot of the entire client window area on the Terminal server clipboard and provide the same functionality as pressing ALT+PRINT SCREEN on a local computer.) 
CTRL+ALT+Plus sign (+) (Place a snapshot of the active window in the client on the Terminal server clipboard and provide the same functionality as pressing PRINT SCREEN on a local computer.)
Microsoft Internet Explorer navigation

CTRL+B (Open the 
Organize Favorites dialog box) 
CTRL+E (Open the Search bar)
CTRL+F (Start the Find utility)
CTRL+H (Open the History bar)
CTRL+I (Open the Favorites bar)
CTRL+L (Open the 
Open dialog box)
CTRL+N (Start another instance of the browser with the same Web address)
CTRL+O (Open the 
Open dialog box, the same as CTRL+L)
CTRL+R (Update the current Web page)
CTRL+ CTRL+P (Open the 
Print dialog box)
W (Close the current window)

Note Some keyboard shortcuts may not work if StickyKeys is turned on in Accessibility Options, Some of the Terminal Services client shortcuts that are similar to the shortcuts in Remote Desktop Sharing are not available when you use Remote Assistance in Windows XP Home Edition.
Thanks to The New Tech for the original forum posting.
Microsoft Office run commands
If the Microsoft Office is installed you can use following run commands to run its components:

winword – Microsoft Word
excel – Microsoft Excel
powerpnt – Microsoft PowerPoint
msaccess – Microsoft Access
outlook – Microsoft Outlook
ois – Microsoft Picture Manager

To Print a movieclip in actionscript2.0

on (press) {
// 72 pixels = 1 inch
// A4 printable height =  10.5 inches approx
var printableHeight = 10.5;
var objHeight  = _root.targetMovieClip._height;
var objWidth  = _root.targetMovieClip._width;
var numberOfPages = Math.ceil((objHeight/72)/printableHeight);
var pixelsPerPage = 72*printableHeight;

var myPrint:PrintJob = new PrintJob();
for(i=0;i<numberOfPages;i++) {
yStart   = i*pixelsPerPage;
yEnd   = ((i+1)*pixelsPerPage) - 1;
printArea  = {xMin:0, xMax:objWidth, yMin:yStart, yMax:yEnd};
delete myPrint;


[Actionscript] Function to translate a number into number of Indic or non-english numerals.

This function is very Useful in displaying numbers in Indic Languages.
Input: Any Number in English.
Output: String in Hindi/Any Language Used in the variable devNum.
Environment: Flash/Actionscript 2.0

function fnTranslate(param){
var num = param.toString();
 //Assuming the user input is a valid natural number in English.
var devNum:String="०१२३४५६७८९"; 
 //replace this string by Indic/Non-English numerals
var strOut="";
return strOut;

[Actionscript] Function to randomise elements in an Array

Declare a array and send it to function "fnRandoms". The function returns an randomly sorted array.

function fnRandoms(myArray:Array) {
temp = new Array();
var flag = 0;
for (i=0; i<myArray.length; i++) {
randomSelection = myArray[Math.floor((Math.random()*myArray.length))];
flag = 0;
for (j=0; j<temp.length; j++) {
if (temp[j] == randomSelection) {
flag = 1;
if (flag == 0) {
temp[i] = randomSelection;
return temp;


Create a folder without any name...

just type these codes while renaming the folder n press enter once...


Using this techniques in DOS, we can lock up a folder

the folder can't be deleted,renamed and moved
DOS command:- renalt+1234